SV Krishnamurthy (aka.. SVK) is a successful entrepreneur and our Chairman with extensive experience in serving global customers from India. A pioneer in the outsourcing space having entered into it as early as 1989 when he was appointed to the 1st group of Service Providers by Citibank’s credit card operations in India.

SVK is a Fellow Member of the Institute of Chartered Accountants of India and Institute of Company Secretaries of India. He earned his Bachelors Degree in Commerce from Loyola College, Chennai. Prior to founding SmartKapital, SVK co-founded and successfully exited PMC India (1995-2009), a 900+ company in the BPO financial services space. Successfully exited Asirvad MicroFinance in Feb 2015 which he co funded in 2007.

SVK’s experience encompasses operations of the entire gamut of retail consumer banking. For the last 30+ years, SVK has focused on process management, credit consultancy, audits and management consulting. He has managed Fortune 5 clients like GE group & Citi group as a BPO Vendor. Now involved in Forensic Accounting & Investigation.

Kamesh is a highly experienced Global Consulting Leader with over three decades of experience in Financial Services Business Operations and Business Technology Consulting. Prior to his retirement in August 2024, Kamesh was based in India as the Consulting Head for all Industries serving customers globally. incubated and grew the Domain Consulting team in Banking & Payments in India for Cognizant Technology Solutions. He has extensive experience in leading and driving Consulting, Advisory and Technology Implementation assignments apart from leading Strategic Growth Initiatives covering Go-to-Market offerings & solutions, Talent Strategies and Business Operations Excellence across US, UK, CE, APAC and India for over 18 years.

Kamesh began his career at L&T as a financial analyst before moving to L&T Finance leading and managing a portfolio of financial products designed for L&T group of companies. He then spent over 6 years at National Finance in Oman as a regional head in the southern region of Oman, leading and managing a Secured Lending portfolio of over $20 MM. Kamesh also spent two years at Sundaram Finance as Group Manager Business Consultancy leading its flagship solution framework designed for Financial Services companies. Kamesh holds a Masters Degree in Mathematics and a Post Graduate degree in Management Studies from BITS Pilani.

A decisive, driven, and seasoned leader - exceptional results. A Management Graduate Over the past 22 years of Technology experience in strategy planning, sales & marketing, business development, sales operations management and overall business management in IT industry across with hands on operational experience across North America, Europe and APAC..

Recognized success in sales execution, market innovation, operational excellence, business development and capital markets. Over achieved in every assignment from account executive to Director - from a founder with zero revenue, to running a successful Profit Center. A charismatic communicator that articulates a vision and makes it a reality through alignment and execution.

Managed P&L and sales operations to drive profitability. Leverage relationship management skills to build strong customer relations. Strategic leader, lead and guide teams across regions to achieve organizational objectives. Co-Founder of Chatore Foods, BRICK PARTNERS and Tykhe Ventures (A Startup Accelerator and Venture Capital Company).